The Retirement Of Lazaro Brandao As The chairman Of Bradesco Bank Opens The Door For New Leaders

The massive growth seen at Banco Bradesco is largely attributed to the great leadership of Luiz Carlos Trabuco Cappi. Luiz has served his entire banking career at Brazil’s second-largest lender. With close to fifty years in the bank, Luiz clearly understands the Brazilian economic cycles better than many other banking officials in the institution.

He has faced many challenges while trying to make Bradesco bank the largest in Latin America. But with resilience and hard work, Luiz Carlos Trabuco Cappi has transformed all the departments in the institution in a bid to achieve the set goals.

Luiz Carlos Trabuco Cappi has served in almost every department in the bank. Before his appointment to the post of the bank’s president, he was the CEO of the pension and insurance division, Bradesco Seguros. While leading this division, Luiz introduced many changes that helped the institution catch the eye of both customers and investors.

Currently, Bradesco bank stands tall with a net profit of R $19.024 billion as reported by the company in 2017. Bradesco Seguros contributes a huge share of the revenues. In 2017, Bradesco Bank performed well after recording a credit portfolio of R$ 493 billion. Even more, Bradesco bank recorded a huge asset base of more than $1.3 trillion.

If you look at the company’s performance in the last few years, then you will realize that the former chairman was right to appoint Luiz Carlos Trabuco Cappi as his successor in the bank’s top-most post. Mr. Lazaro Brandao resigned towards the end of last year from the active management of the bank. The 91-year-old was the oldest serving chairman of a financial institution.

He tapped the immense experience of Luiz in turning around the performance of various departments that he served before joining the company’s executive circle. In the early years of his career, Luiz led the marketing department where he introduced a raft of changes that enabled the company to open to the media, create a positive image and eventually attract more customers.

Together with his colleagues in the marketing department, Luiz pioneered the market segmentation model in Brazil. He focused more on service delivery rather than numbers. This way, the bank managed to attract a huge number of new customers and the retention rate was also high due to the impeccable service delivery in the bank. With Luiz as the leader, the bank was able to set the pace for other banking institutions in Brazil.

12th March 2018 was a good day for Bradesco bank and Luiz
Luiz could not have achieved this much without the help of equally talented and experienced leaders in the bank. When Luiz was appointed to become the bank’s president in 2009, Octavio de Lazari was chosen as his replacement in the Bradesco Seguros.

Octavio de Lazari is another top-performer in the bank who continued to grow the insurance division from where Luiz had left it. With the appointment of Luiz to the post of the Chairman, the board went for Octavio de Lazari to succeed Luiz as the president. His appointment was affirmed during the general shareholders meeting that was held in March this year.

For more information about Luiz Carlos Trabuco Cappi, just click here.

Commentary on Shervin Pishevar’s Twitter Storm Last February

There is no questioning the fact that Shervin Pishevar is a man of remarkable knowledge and many diverse interests. This versatility was on display during a recent 21-hour tweetstorm last February, where he talked about topics as diverse as where he sees the US economy going to the current state of America’s infrastructure.

 

Shervin Pishevar paints a very bleak picture of the current state of our country. One of the things he touched upon was the infrastructure of this nation, which he compared to that of China. He noted how our country is full of crumbling roads and faulting bridges, and then mentioned how China actually was able to build a railroad station in less than 9 hours flat.

 

To what does Shervin Pishevar credit our crumbling infrastructure to? One of the things that he noted when he brought this up was that our government is stuck in a rut, where we are only thinking in the short-term. Because of that, we continue to fall behind other countries. During his Twitter diatribe, the noted Uber investor also cited other examples of how our infrastructure is not working as well any longer.

 

Another red flag that Shervin Pishevar noted in regards to our crumbling infrastructure would be that of Silicon Valley in California. He said that the innovation that normally comes from that part of the country is continuing to dry up, and in his opinion it will soon go bust. He said entrepreneurs everywhere are coming up with ideas completely on their own without the help of a Silicon Valley company. He does cite one individual that is going against the grain, however.

 

Shervin Pishevar did see Elon Musk as one individual who is one of the lone bright spots of American innovation and infrastructure. During his Twitter Rampage, he noted how Musk has changed the landscape for the future of space exploration. Although many might think his Twitter speeches were all odd, there is no question America could benefit with more innovation that a complex individual such as Shervin Pishevar would offer.

 

https://books.google.com/books?isbn=1576751058

Ricardo Tosto Legal Work in Brazil

Ricardo Tosto is one of the most prominent lawyers in Brazil. During his career, he has helped numerous people with legal issues. With the rapid growth of Brazil over the past few years, he is having trouble keeping up with all the demand for his services.

Ricardo Tosto started working in the legal industry while he was in college. He needed money to pay his bills, and he was also interested in becoming a lawyer. Although he had to complete menial work, he enjoyed working for a legal firm and decided to focus his efforts on becoming a lawyer.

Early Career

After graduating from law school, Ricardo Tosto started working at a large legal firm. At the firm, he held various roles and gained  experience in multiple areas of the legal profession. He is the type of person who is continuously trying to learn new aspects being a lawyer. Although he enjoyed working at the company, he was not content with his career. He decided to start a legal firm.

Business Struggles

Starting any business is difficult. The most successful business owners are people who have a passion for their work. In the first few months of starting a company, Ricardo Tosto had to work hard to survive. He developed a marketing program designed to attract new clients.

After several years of building a business, Ricardo Tosto is proud of what he has accomplished. He could retire and sell his business, but he wants to keep helping customers with their legal questions. Many of his customers want advice on starting a company.

 

NPG VAN: Creating the Democratic Advantage

NPG VAN is a Washington DC based voter database and web-hosting company that has been used by the Democratic Party to create advantages in technology driven campaigns. In recent years, the Democrats have more effectively created campaigns that have become increasingly more technology based, morphing from grass-roots operations to fireside chats, moving into television debates steadily forward using the internet and smartphones to reach prospective voters as well as collect more significant data. NPG VAN connects campaigns to this data, allowing the candidates to identify their prospective voter base on a larger scale.

The 2008 and 2012 presidential elections proved by electing and reelecting Democratic candidate, Barack Obama, that the Democrats had created an advantage with a technologically-driven campaign. Behind the scenes, these campaigns can use web-driven database to target potential voters and identify those that can be reached in a meaningful way. NGP VAN uses a number of tools which are applicable to Democrats pursuing a tech-savvy campaign. NGP VAN’s products can be grouped into numerous diverse categories to meet several different requirements. NPG VAN can create a visualization of data that will allow campaigns to quickly analyze and implement new or different approaches to their campaigns. NGP VAN’s Distributed Canvassing tool on MiniVAN is a digital advancement that can help organizers save time and make it more efficient for volunteers to organize door-to-door campaigning. Fundraising is also simplified. Donors can donate on computerized platforms that easily keep track of all data.

 

Technology is and always has been changing and with it, the campaigns of politicians have been forced to adapt to new forms of voter outreach. From radio to television; computers to smartphones, the most successful candidate will be able to utilize new technology to not only reach more people, but more effectively use data-driven analytics to finds their base. Campaigns in the future must identify and utilize innovative tools in a way that can distinctively establish a connection with prospective voters. NPG VAN helps Democratic candidates efficiently organized and implement campaigning strategies. These technological advances will continue to change the way political parties run campaigns.

PSI Pay Leads Digital Wallet Innovation in Europe

The advent of digital wallets was obviously a great innovation that a lot of people loved to see and use. Indeed, since the first time digital wallets were tried for online transactions, the niche has been gaining momentum over the years. The technologies surrounding digital wallets are continuously changing in an effort to satisfy customer needs. There has been a challenge though in the way the digital wallets are allowed to operate. The digital wallets platform is highly segmented. Different countries use and or accept only certain digital wallet types. Consequently, there are clients who would love to use a certain survive they know about but cannot quite do so because of the regional and national limitations and restrictions. Therefore, PSI Pay has decided to close the gap in digital wallet transaction limitations

Why Digital Wallets in the First Place?

For the sake of people who have not yet understood the function of digital wallets, it is important to point out that the digital wallets are convenience wallets. They carry small balance amounts just like one would carry in the traditional wallets. Yet, carrying money is not the only function that digital wallets carry. They are actually better than wallets. They have the one-stop-shop effect in which they offer a range of services that one would have, ordinarily, needed several debit and credit cards to execute. They also offer the benefits that come with loyalty cards. In addition to the convenience, digital wallets are by far more secure than the traditional billfolds. One has to break through several layers of digital security to access your money. Further, digital wallets provide the convenience of portability. One does not have to carry around many cards and bills to operate. Digital wallets mean digital money which empowers users to transact online in real time. One mobile device is sufficient to carry out the various operations that digital wallets require.

The Digital Wallet in Europe

In Europe, most users of digital wallets carry cash balances in them. The digital wallets in Europe can handle a range of currencies, such as Euros, dollars, and pounds. The users, often, link the cards to various cards and can use them to make withdrawals from Automatic Teller Machines. Therefore digital wallets in Europe provide services that are close to what banks can offer. PSI Pay is one of the revolutionary digital wallet companies that are leading in innovation in the niche. PSI Pay is regulated by the UK FCA. The Fintech company is one of the reasons customers have become less anxious about using digital banking services.

 

 

https://craft.co/psi-pay

Talk Fusion is walking the Talk: Their Recent Video App features will Surprise You

Talk Fusion has always promised its clients that it will remain up-to-date and trendy in its services. True to their words, they recently introduced an amazing service which has taken the company’s consumers by surprise. The Talk Fusion video App has enhanced the experience of individuals and businesses across the world, creating a remarkable record in the technology industry.

 

Unique features

Since its arrival in the market in 2007, the Talk Fusion app has enabled several businesses to stay competitive in the market. The app is accompanied by unique features and functions which add convenience to the users. It is available for all users with Google Play and iTunes stores. Those having iPads, iPod Touches, and iPhones can easily download the app using iOS 7 system. And Android users have not been left behind; they can also easily download the app as long as they have the 4.4.3 system.

 

The way the Talk Fusion app is designed is so amazing. Users have the option of sending their video messages directly with Android or Apple devices. This makes it possible for clients to oversee how their video marketing campaigns are faring on, an experience that had never been seen before.

 

Operating the app

With simple instructions to follow, clients are always able to operate Talk Fusion app with utmost ease. All they need to do is to record video live then upload it. Alternatively, they can attach an existing video which they upload on the app and forward to their recipients. There are several template options that have been introduced to the app; this allows the clients to choose the type of display they like. Another existing feature in the app is the calling platform. Users are not only able to send videos, but can also call their business networks or families via the app. The most amazing thing is that the calls can be made using different devices through a shared link. The end result of this flexibility is the fact that clients can create a secure private meeting room which they can revisit several times. Learn more: https://www.youtube.com/user/TalkFusionOfficial

 

About Talk Fusion

Talk Fusion company offers several network services including video conferencing, social networking services and products, and broadcasting. The company’s CEO, Bob Reina, had stated that the mission of the company is to offer Video Marketing services through the Network Marketing model that enhances the experience of the clients. This is why Talk Fusion ensures its services are valuable and unique in the market.

Rocketship uses new grading system to help students catch up in school

Students coming from poor background mostly start their education late. Due to circumstances at home and poor education quality in public schools, they rarely catch up. As a result, the possibility of these students falling out of school is very high. This is one of the reasons why children from poor backgrounds hardly make it to college.

Rocketship, a non-profit organization working with public schools to provide quality education for the poor, focuses on individual student growth. Rocketship realised that the only way of preventing children from dropping out of school is by helping them catch up with their age mates in education. They do this by tracking the student’s education growth rate. This helps them determine whether the student will catch up and the time it will take. This information helps the teacher focus on the student’s needs to help him or her catch up.

Rocketship uses both the conventional grading system and the NWEA Measures of Academic Progress (MAP). The conventional system helps the gauge whether the student has achieved the desired education level to allow him or her to proceed to the next level. The MAP system helps the teacher see how fast the student is growing. Once this is established, the teacher customizes his or her teaching techniques to suit the student in question. The teacher will need to monitor the child frequently to ensure that he or she is making progress.

A child’s progress in education is not only dependent on the teacher and the student’s efforts at school. It is dependent on the student’s environment at home. For this reason, Rocketship Education advises parents to ask for their child’s MAP evaluation results often. This will enable them to work together with the teacher to ensure the student has conducive environment a home.

Rocketship’s main goal is to level the playing field so that students from poor background can have the same opportunities as students from well off families. By coming up with a way to help students catch up in their education, they have been successful in reducing the percentage of students who drop out of school.

The Political Skill and Background of Betsy DeVos

Betsy DeVos has something of a challenging introduction to the nation’s capital after she was nominated to serve as President Donald Trump’s Secretary of Education. Specifically, upon the announcement that she was Trump’s choice to be Education Secretary, she faced a tough nomination hearing process in the Senate.

 

After grueling hearings, DeVos’ nomination proceeded to be voted on by the full Senate. The Vice President was called in to break what otherwise would have been a tie vote. The Vice President having to break a tie was a highly unusual situation.

 

The tough time DeVos had winning confirmation to the Cabinet post came as something of a surprise to many people who have known her for a more extended period of time. This includes people who consider DeVos to be skilled political tactician.

 

DeVos most definitely did not come to D.C. without political experience. She previously served as the Chair of the Michigan Republican Party. She has been active in multiple electoral campaigns, including for candidates and on issues.

 

DeVos has also been heavily involved in philanthropic work. A key area of focus for the Secretary has been in the realm of education choice. She has been a leader of the fight for education choice, not only in Michigan, but across the United States.

 

DeVos talents as a political were also on display directly after she was sworn in as Education Secretary. For example, during her first week on the job, DeVos reached out to the respective heads of the two largest teacher’s unions in the United States. One responded immediately, the other did not.

 

The one who quickly responded indicated that establishing at least some type of dialogue with DeVos was welcome. The leader who did not immediately respond noted that she was taking a wait and see approach.

 

Another indicator of her adeptness in the political arena involved the matter of public school restrooms and access by people from the transgender community. President Trump was contemplating overturning Obama Administration policy.

 

DeVos wanted to maintain Obama era policy, which permitted a person to utilize the restroom that most conformed with that individuals’ gender identity. She made her case with Trump. In the end, Trump elected to reverse Obama policy on this issue.

 

When he made that decision, DeVos was completely on Trump’s team. She even made a speech in the direct aftermath of the decision at a conservative confab fully supportive of the President’s decision.

 

She also called representatives of LGBT employees in her agency to meet with her before the President’s announcement about the change of policy. She explained her efforts to dissuade Trump to make such a change. She further explained that once the President made a final decision, she had to back her boss.

 

Visit http://www.betsydevos.com/ to learn more.

Enhanced Athlete

Enhanced Athlete is located in Cheyenne. It is a Wyoming-centered firm that focuses on bodybuilding and fitness enhancements. The company offers its services locally and internationally. Enhanced Athlete Company was able to convince the court on the case that was filed by the Nutrition Distribution Company against it. This case was presented in the District Court of California, United States. The filed lawsuit alleged that the Enhanced Athlete Company was using false advertisements to markets its products.

At the defense of its position, Enhanced Athlete responded that Nutrition Distribution was in a mission of shakedown as it intended to manipulate other enhancement firms to pay some amount of money to settle the issue failure to which the company would face high legal fines. Additionally, Enhanced Athlete claimed that the complainant, in that case, could not give tangible evidence of any damage it suffered as a result of the alleged claims since there was not any connection between the two whatsoever. On the other hand, Nutrition Distribution claimed that it had suffered losses out of lost sales as a result of false advertisement of products by the Enhanced Athlete.

The court settled the matter as it sided with argument tabled by the Enhanced Athlete since Nutrition Distribution was unable to prove any connection between its sales decrease and the alleged Enhanced Athlete false advertisement.

Reacting on the matter, the Chief Executive Officer of Enhanced Athlete, Scott Cavell said that his company was not set to be the next prey of Nutrition Distribution shakedown mission. He also added that provided that fitness and bodybuilding augment companies keep on compensating for value settlements then the usual complainer would not keep its shakedown plot.

The Enhanced Athlete Company come up with behavioral standards for coaches as a step towards the company’s commitment towards offering a professional and safe sporting and athletic environment. Enhanced Athlete company coaches were expected to promote and respect the set EA Code of Ethic fully. The company also pledged to ensure commitment to every training, teaching or assessment of all its education followed the set Policies and Principles. EA Company even went ahead to securing its legal mandates per the Australian law concerning discrimination, child and harassment protection. The company also required its coaches to emulate professionalism when handling riders especially at the times of touching and doing gear check or when helping with position corrections. All coaches were also required to register with the organization.

How Dr. Saad Saad Went From Being A Refugee To A Successful Pediatric Surgeon

Dr. SaadSaad is an example of the pinnacle of success that doctors can reach when they apply themselves and work hard to achieve their full potential as medical professionals. In many ways Dr. SaadSaad is an example of the American dream. He was someone who actually grew up in very humble circumstances. Dr. SaadSaad is originally from the Middle East and he was born to a family that was eventually pushed out of the community that they lived in. As a young child SaadSaad was forced to leave the only home that he had known forever and to relocate to another country in the Middle East. He grew up as a refugee.

 

Being a refugee is not easy. Many refugees like SaadSaad have experienced traumatic things that have resulted in them being ripped away from the lives that they knew and the homes that they once knew. Many refugees have to go through be very harrowing experience of rebuilding their lives from scratch after having everything taken away from them by a traumatic event. As a young refugee Dr. SaadSaad was told by his father that education could be used as an instrument to overcome the situation that he found himself in after his family was displaced. As a student education was definitely about learning for SaadSaad but the stakes were high for him. He knew that failure was not an option for his educational career. To that end as a medical student at the Cairo University Medical School Dr. SaadSaad dedicated himself to his studies and ended up graduating with one of the highest academic accolades from the university. Dr. SaadSaad would go on to become a successful pediatric surgeon.

 

After he graduated from medical school Dr. SaadSaad decided to move to the United States. While he was there Dr. SaadSaad would continue his journey to become the best surgeon he possibly could be by seeking out one of the highest professional accolades for a doctor which is certification from the American Board of Surgery. After he became a board-certified surgeon Dr. SaadSaad was given the opportunity to work for a very prestigious family in the Middle East.

 

Dr. SaadSaad has worked for many medical institutions including Pediatric Surgical Associates, Monmouth Medical Center, K. Hovananian Children’s Hospital and Jersey Shore University Medical Center. Dr. SaadSaad’s career as a pediatric surgeon has led him to work at many medical institutions in the state of New Jersey. It also led him to use his skills as a surgeon to attempt to improve upon the methodologies that are used to operate on young patients. Dr. SaadSaad is well known for his work to develop new ways and new approaches to conducting surgery. His inovations with regard to surgical techniques have improved the experiences that patients have. Learn more: http://www.jerseyshoreuniversitymedicalcenter.com/jsumc/newseventsandclasses/pressreleases/Press-Release.cfm?customel_dataPageID_2021=495087